Friday, August 24, 2012

The Numbers Lady: New Company Director Penalty Regime: must read for all directors and aspiring directors!!

The Numbers Lady: New Company Director Penalty Regime: must read for all directors and aspiring directors!!



Craig Holme Consultants

How to avoid Negative Equity - 14

How to avoid Negative Equity - 14 | LinkedIn

Monday, August 13, 2012

How Small Business can beat Big Business - 1

Alpha Business Consultants: Why are incentives 'lacking' for small operators ?...: Why are incentives lacking for Small Business ? I regularly hear from our Small Business Client's about the lack of support they receive ...

Wednesday, August 1, 2012

Is your Accountant a Commentator or a Coach ? - 1

Craig Holme: Is your Accountant a Commentator or a Coach ? - 1: Is your Accountant a Commentator or a Coach ? By Commentator I am referring to the type of role of a Sports Commentator , who is seated i...

Monday, July 30, 2012

How to avoid Negative Equity - 6

How to avoid Negative Equity - 6 | LinkedIn

How to avoid Negative Equity - 5

Some Property forecasters are predicting a 10-20% fall in House Prices in most regions of Australia over the next 12-24 months .

Therefore it is extremely important to ensure that you have the right type of Home Loan
 to avoid the Negative Equity trap .
If you have an Interest-only mortgage you may be highly susceptible to any drop in House Prices . Interest-only Loans have a distinct advantage when the Property Cycle is moving upward,
but when the Cycle is moving downward these type of Loans can represent a serious liability.

Will the Bank call up your Interest-only Loan if your House value drops below your Mortgage ?

We recommend for Householders who have Interest-only Loans
 to check the House Price fluctuations in their area.
If your LVR ( Loan to Value Ratio ) is 80% or more,
you may be vulnerable to the Negative Equity trap .

Phone Craig Holme on 08 8218 4888, or 0423 585 932 .
Gmail - alphasocialmedia@gmail.com .
http://www.facebook.com/craigholme101


Wednesday, February 15, 2012

Craig Holme: How to make Franchising Work - 1

Craig Holme: How to make Franchising Work - 1:
How to make Franchising Work - Part 1 .
If you are a Franchisor , or looking into Franchising , and asking the Question , " How much ca...

Sunday, January 1, 2012