Life might be a whole lot happier if we had a whole lot less Debt
Sunday, February 27, 2011
Friday, February 25, 2011
Tuesday, February 22, 2011
Monday, February 21, 2011
Commonwealth Bank move could spark Mortgage Price war
Commonwealth Bank move could spark mortgage price war
Thursday, February 17, 2011
Why Small Business Confidence is Low and What You Can Do About it
Why Small Business Confidence is Low and What You can Do About it .
Survey of Small Business called the
' Telstra Back to Business Survey ' .
This Survey found that Small Business confidence in the Australian Economy
is significantly lower than it was 12 months ago .
This is very alarming as the conditions for Small Business were very difficult
Post-GFC one year ago .
The increase in Interest Rates are seen as a major reason why Business owners
feel the next 12 months will be very difficult . The pockets of Householders have been
hit hard by the Interest Rate rises and this leads to less spending .
Also of major concern is the increasing costs of Finance ,
and the difficulty of obtaining extra funding from the Banks .
of Government compliance .
- Why is Small Business Confidence in the Australian Economy very low ?
Survey of Small Business called the
' Telstra Back to Business Survey ' .
This Survey found that Small Business confidence in the Australian Economy
is significantly lower than it was 12 months ago .
This is very alarming as the conditions for Small Business were very difficult
Post-GFC one year ago .
- What are the main areas of concern for Small Business ?
The increase in Interest Rates are seen as a major reason why Business owners
feel the next 12 months will be very difficult . The pockets of Householders have been
hit hard by the Interest Rate rises and this leads to less spending .
Also of major concern is the increasing costs of Finance ,
and the difficulty of obtaining extra funding from the Banks .
- What are other major difficulties for Small Business ?
of Government compliance .
- How does Small Business plan to deal with these problems ?
- How can Small Business create Finance Solutions ?
to Review your current Finance structures .
- If Cashflow is tight review your discretionary spending and that of your Staff .
- Is there any area of Credit Card expenditure that can be cut back on ?
- Put in place an action Plan to deal with outstanding Monies owed to you by your Clients . It is our experience with many Small Business owners that the best option is not always to send these accounts straight to the Debt Collectors . This can alienate some of your best Customers , who may also be experiencing it tough . In many cases a third party representation on your behalf by a trained Business Consultant can achieve the desired results without antagonising your Clients . Use Debt Collectors only as a last resort .
- Engage a Business Consultant to independently review your Finance Structures , to contact your Bank to arrange a better deal , and to arrange Wholesale Finance where appropriate as a better alternative .
- Use a third party Business Consultant to negotiate on your behalf and you will be surprised by what can be achieved . Ensure that your Business Consultant is trained in financial matters and is an experienced negotiator .
Disclaimer - No individual finance products are recommended in this blog . To find out what your financial requirements are meet with a trained finance consultant . No client specific finance advice is being offered in this blog . These comments are of a general nature and should not be taken as direct guidance for your personal situation .
Copyright - Alpha Training - Finance Solutions - 2011
Wednesday, February 16, 2011
Tuesday, February 15, 2011
Australia - NAB Chief warns that Banking ' reforms ' could lead to higher Fees
Australia - NAB chief warns that banking reforms could lead to higher fees
Australia - Easier Lending for Small Business - Reserve Bank
Australia - Easier lending for small firms - Reserve Bank
What is the Purpose of the Finance Solutions Blog ?
What is the Purpose of the Finance Solutions Blog ?
- Firstly , the Finance Solutions Blog provides pragmatic Solutions for Small Business Owners and Householders .
- The Finance Solutions that we are discussing have an International diversity . We will discuss individual Solutions for specific Countries including the USA , UK , Germany , Canada , Australia , New Zealand , India , Hong Kong , Singapore and South African Markets .
- Un-biased Solutions are presented and discussion is asked for .
- Debt Reduction Strategies
- Wholesale Finance options
- Alternative Sources of Finance are examined- Do you need a Finance Solution for your circumstances ?
Please direct all Finance enquiries to
Copyright - Finance Solutions - 2011
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